When to pay partial and fully comprehensive insurance for some time confronted Berlin with a series of arson attacks on cars. For the affected vehicle owners the question of who pays for the damage after the first shock naturally arises, finally it comes to significant amounts of money. As the financial portal geld.de reported victims in such situations will benefit from a comprehensive insurance. Night for night, cars burn in Berlin. While it is not true only Nobel bodies, also older models and family cars are destroyed by vandalism.
Who has only an insurance to cover the liability, usually must bear the loss. Otherwise it looks with a comprehensive insurance. It engages in General for damage, destruction or loss of the vehicle. A partial cover insurance takes over fire damage completely, apart from the agreed deductible. This includes cases in which vehicles were burned by a fire in the vicinity. The bad news: The Partial cover insurance will not pay for damages as a result of vandalism. Only a fully comprehensive insurance will help in such situations.
Usually all fixed objects, such as integrated radio systems are insured. The CDW does not take over the cost of loose devices (mobile phones, navigation devices, cameras, clothing) however. More information: blog.geld.de/… GELD.de GmbH Lisa Neumann